Costco Visa Eligible Travel Purchases List (2024)

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This question is about the Costco Anywhere Visa® Card by Citi

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Rhonda Stewart, WalletHub Loans Analyst

@rhonda

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Transactions that qualify as travel-related purchases for the Costco Credit Card include airfare, hotel bookings, car rentals, and more.

Things to Know About the Costco Credit Card Travel-related Purchases

  • Eligible travel-related purchases: Airfare, hotel bookings, car rentals, and cruise lines. Purchases at Costco Travel and other travel agencies also fall under the Costco Credit Card’s travel category.
  • What is not included: There are a number of transactions that are not considered eligible travel for the Costco Credit Card rewards, such as train and commuter travel fares, bed and breakfasts, timeshares, campgrounds, and rideshare services such as Uber and Lyft. Those, and travel-related purchases not categorized with the appropriate merchant category code (MCC) for travel, will earn only 1% cash back.
  • Rewards earned: Cardholders will get 3% cash back on all Costco Credit Card eligible travel purchases with no limits on earnings.

In addition to travel, qualifying dining purchases also earn 3% cash back. The cash back earnings are received once a year as a reward certificate, redeemable at U.S. Costco locations.

This answer was last updated on 04/30/24 and it was first published on 09/25/20. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

Michael Stewart @mrstewart152

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Would money paid for a VRBO rental count for the 3% cash back?

Atsushi Kira @ajkira1

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How about airbnb and VRBO? Do you think 3% works for those?

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Nancy Stratham, Member

@nancy_stratham

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When it comes to the Citi Costco travel purchase eligibility, quite a few types of purchases are considered "travel". The basic ones are (obviously) airfare, hotels, car rentals, travel agencies and cruise lines.

As far as Uber and Lyft are concerned, they are indeed considered travel purchases.

This answer was last updated on 09/25/20 and it was first published on 04/20/18. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

Red Pepper @pepperred0001

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Are purchases on Emirates/Qatar, eligible to earn 3% cashback? Citi and Emirates both couldn't confirm.

Kelly McPherson @Kelamc

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I just spent 18 minutes in the phone with Citibank customer service while they researched covered travel expenses. Uber classifies their service as taxicab or limousine service. Neither taxicab nor limousine service are eligible for the 3% cashback reward with the Costco Citibank card. Verified non- coverage directly with Citibank.

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Kelly McPherson, Member

@Kelamc

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Uber is billed as taxicab or limousine service. After an 18 minute phone call with Citibank customer service wherein the agent researched covered eligible travel, I was informed that neither taxicab nor limousine service are eligible for the 3% cashback reward through the Costco Citibank card. Therefore, Uber, Lyft, taxicabs nor limousine service receive the 3% cashback reward.

This answer was first published on 06/15/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Costco Visa Eligible Travel Purchases List (2024)
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